Groceries Credit Cards

A groceries credit card is designed to reward users for spending at grocery stores and supermarkets. These cards typically offer cashback, points, or discounts on grocery purchases, helping consumers save money on their everyday shopping.

What is a Groceries Credit Card?

A groceries credit card is a type of credit card designed to help you save on supermarket and grocery store purchases by offering cashback, reward points, or discounts.

With this card, you can earn cashback or points every time you shop for essentials, allowing you to reduce your monthly grocery expenses. Some grocery credit cards also offer exclusive discounts at selected supermarkets and hypermarkets.

Key Benefits of a Groceries Credit Card:

Cashback RewardsGet a percentage of your grocery spending back as cashback, helping you save more.
Reward PointsEarn points for every Ringgit spent, which can be redeemed for vouchers, shopping rewards, or air miles.
Exclusive DiscountsEnjoy special deals and promotions at participating supermarkets.
Bonus PerksSome grocery cards offer additional benefits like petrol cashback, dining discounts, or online shopping rewards.

Best Groceries Credit Cards in Malaysia

1. HSBC Amanah MPower Platinum Credit Card-i
Earn up to 8% cashback on groceries with a minimum monthly spend of RM2,000, capped at RM50 per month.
2. Standard Chartered Simply Cash Credit Card
Get up to 15% cashback on combined spending, including groceries, dining, petrol, and e-wallets, with a RM50 monthly cap.
3. UOB One Card
Enjoy up to 10% cashback on groceries, petrol, dining, and Grab transactions with a minimum spend of RM500, capped at RM50 per month.
4. HSBC Platinum Credit Card
Earn 5x reward points for every RM1 spent at supermarkets, maximizing your rewards for grocery shopping.
5. Standard Chartered Visa Platinum
Receive 5x reward points for every RM1 spent on groceries at local supermarkets, helping you accumulate points faster.