• RM
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    • Min. IncomeRM8,000/month
    • Annual FeeFree*
    • Cashbackup to 15%
    • Balance TransferFrom 3.99% p.a.
    • Easy Payment PlanFrom 9.88% p.a.
    • Interest Rate*15% p.a.
    • Interest-free20 days
      • Overview
      • Shop for your grocery plus dining, petrol fueling or reload your favourite e-wallets to enjoy up to 15% cashback every month! No annual fee for the first year.

      • Cashback
      • Simply Cash Credit Card gives up to 15% cashback every month upon spending on selected categories such as Petrol, Groceries plus Dining and E-Wallets. Spending below RM2,500 will have a monthly cap of RM12.50. Meanwhile, for spending RM2,500 and above, you'll have a monthly cap of RM60, which means RM20 for each category (Grocery plus Dining is under one category), subject to the cashback cap in each spend tier.

      • Petrol
      • Save some bucks when you fuel your car as you get to earn up to 15% cashback every month, subject to a spending amount criteria.

      • Balance Transfer
      • Take control of your credit card debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 3.99% per annum and repayment periods of up to 36 months with Standard Chartered Balance Transfer PLUS.

      • Flexible Payments
      • Standard Chartered FlexiPay Plus lets you spread out your repayment up to 60 months tenure with low-interest rates. Apply easily via SC Mobile Banking App.

      • Additional Premium
      • Simply Cash credit card is available for Apple Pay, Samsung Pay and Google Pay for a seamless transaction! Enjoy flexible credit lines such as Standard Chartered's Easy-Payment-Scheme, Cash-On-Call Plus, Automatic Balance Conversion and others for a better cash flow. On top of that, get covered with up to USD200 when you shop at any e-commerce platform globally, exclusively by Mastercard with terms and conditions applied. Additionally, splurge through exciting offers and privileges via the Live The Good Life program by Standard Chartered.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM25 or 5%
        Annual Fee (RM)250
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        39.88-500-
        69.88-500-
        99.88-500-
        129.88-500-
        189.88-500-
        249.88-500-
        369.88-500-
        489.88-500-
        609.88-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        1203.991000
        1803.991000
        2403.991000
        3603.991000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Selected Petrol, E-Wallet, and Grocery plus Dining0249912.50.5-
        Selected Petrol, E-Wallet, and Grocery plus Dining2500-6015-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Maximum Age65
        Who Can ApplyAnybody