- Min. IncomeRM8,000/month
- Annual FeeFree*
- Cashbackup to 15%
- Balance TransferFrom 3.99% p.a.
- Easy Payment PlanFrom 9.88% p.a.
- Interest Rate*15% p.a.
- Interest-free20 days
- Overview
Shop for your grocery plus dining, petrol fueling or reload your favourite e-wallets to enjoy up to 15% cashback every month! No annual fee for the first year.
- Cashback
Simply Cash Credit Card gives up to 15% cashback every month upon spending on selected categories such as Petrol, Groceries plus Dining and E-Wallets. Spending below RM2,500 will have a monthly cap of RM12.50. Meanwhile, for spending RM2,500 and above, you'll have a monthly cap of RM60, which means RM20 for each category (Grocery plus Dining is under one category), subject to the cashback cap in each spend tier.
- Petrol
Save some bucks when you fuel your car as you get to earn up to 15% cashback every month, subject to a spending amount criteria.
- Balance Transfer
Take control of your credit card debt instead of accumulating more with minimum monthly repayments. Enjoy lower interest rates of 3.99% per annum and repayment periods of up to 36 months with Standard Chartered Balance Transfer PLUS.
- Flexible Payments
Standard Chartered FlexiPay Plus lets you spread out your repayment up to 60 months tenure with low-interest rates. Apply easily via SC Mobile Banking App.
- Additional Premium
Simply Cash credit card is available for Apple Pay, Samsung Pay and Google Pay for a seamless transaction! Enjoy flexible credit lines such as Standard Chartered's Easy-Payment-Scheme, Cash-On-Call Plus, Automatic Balance Conversion and others for a better cash flow. On top of that, get covered with up to USD200 when you shop at any e-commerce platform globally, exclusively by Mastercard with terms and conditions applied. Additionally, splurge through exciting offers and privileges via the Live The Good Life program by Standard Chartered.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM25 or 5% Annual Fee (RM) 250 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 9.88 - 500 - 6 9.88 - 500 - 9 9.88 - 500 - 12 9.88 - 500 - 18 9.88 - 500 - 24 9.88 - 500 - 36 9.88 - 500 - 48 9.88 - 500 - 60 9.88 - 500 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 12 0 3.99 1000 18 0 3.99 1000 24 0 3.99 1000 36 0 3.99 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Selected Petrol, E-Wallet, and Grocery plus Dining 0 2499 12.5 0.5 - Selected Petrol, E-Wallet, and Grocery plus Dining 2500 - 60 15 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Anybody