MoneyX Terms & Conditions

    • By using the information, tools, features and functionality located on our online platform (accessible through our website at www.moneyx.com.my or its sub-domains, or through our mobile application at the MoneyX app (“MoneyX”) ("Platform"), you are agreeing to be bound by the following terms and conditions ("Terms of Service") without limitation or qualification. If you wish to make use of the Services, you must read these Terms of Service and indicate your acceptance during the registration process. Before you use the Services (as defined below) or provide us with any personal data, please ensure that you have reviewed and read these Terms of Service and our Privacy Policy carefully.

      See also:

      You may not use the Services and you may not accept these Terms of Service if you are not of a legal age in your country of residence to form a binding contract with Hextar Technologies Solutions Bhd (“Hextar”). If you do not accept and are not agreeable to these Terms of Service, please discontinue your access to this website, our mobile application and/or use of the Services (as defined below).

      Violation of any of the terms below will result in the termination of your account.

    • These Terms of Service shall in all aspects be construed as a legal contract between you and Hextar.

    • The Services ("Services") is a personal finance information management service that allows users to consolidate and track their financial information on the Platform. Based on such information, the Services may also present information relating to third-party’s products or services. The Services is provided to you by Hextar as an aid to assist you in organizing and managing your finances. It is not intended to provide any form of legal, tax or financial advice.

    • Hextar will not sell, exchange, or release any of your information or financial information to a third-party without your express permission or as required by law or court or governmental order. For information about MoneyX’s data protection practices, please read MoneyX’s Privacy Policy, which is hereby incorporated into these Terms of Service. The policy may be updated from time to time at our discretion. Changes will be effective upon posting to the site.

    • Your account must be registered by a human. Accounts automatically registered by "bots" or other methods are not permitted. Additionally, you must be 18 years of age or older to register for MoneyX.

      You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your mobile number allows you to access the Services. By providing us with your mobile number, you agree to receive all applicable notices electronically, to that email address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the email or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser.

      If you become aware of any unauthorized use of your identification and contact information such as name, residential address, email (optional), contact number, age and/or passwords (“Registration Information”), you agree to notify Hextar immediately at support@moneyx.com.my.

    • Your access and use of Platform may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of Platform or other actions that Hextar, in its sole discretion, may elect to take.

      Links from or to websites outside this website and/or our mobile application are meant for convenience only. Such linked websites are owned and operated by third-party and as such are not under the control of Hextar. Therefore, Hextar shall not be responsible and makes no warranties in respect of the contents of those websites, the third-party named therein or their products and services. Furthermore, the links provided in this website and/or our mobile application shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at your sole risk and Hextar shall not be responsible or liable for any damages arising in connection with therefrom. It is advisable for you to read the terms and conditions and privacy policy statements (if any) which are linked to this website and/or our mobile application.

    • Hextar may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes made online to your MoneyX account, such as a change in your Registration Information. 

      Voluntary account alerts may be turned on by default as part of the Services. They may then be customized, deactivated or reactivated by you. However, core account alerts (such as password resets) are not able to be deactivated.

      You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. Hextar does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. You also agree that Hextar shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third-party in reliance on an alert. 

    • By submitting information, data, passwords, usernames, log-in information and other content to Hextar through the Services, you are licensing that content to Hextar solely for the purpose of providing the Services. Hextar may use and store the content, but only to provide the Services to you. By submitting this content to Hextar, you represent that you are entitled to submit it to Hextar for use for this purpose, without any obligation by Hextar to pay any fees or other limitations.

    • The contents of MoneyX in our Platform, including its “look and feel” (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under both Malaysia and other applicable copyright, trademark and other laws. Any distribution, reprint, reproduction or readaptation in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) of any content from our Platform in whole or in part for any other purpose is expressly prohibited without our prior written consent.

      Unless the prior written consent of Hextar or the relevant third-party proprietor of any of the trademarks, service marks or logos appearing on Platform has been specifically obtained, no license or right is granted to any party accessing the Services to use, download, reproduce, copy or modify such trademarks, services marks or logos.

      Similarly, unless the prior written consent of Hextar or the relevant proprietor has been obtained, no such trademark, service mark or logo may be used as a link or to mark any link to Moneyx.com.my, MoneyX or any other site.

    • You warrant that you will not access or use the Services in any unlawful manner, for any unlawful purpose or in violation of these terms and conditions or applicable laws, rules and regulations. You agree that you will be responsible for all usage of the Services through your account.

      You agree that you will not:

      • Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Platform, or any portion of the Platform, without Hextar’s express written consent, which may be withheld at Hextar’s sole discretion;
      • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Platform or the Services.

    • As part of the Services, Hextar allows users to post feedback. By doing so, you agree in posting content to follow certain rules.

      You are responsible for all content you submit to the Platform.

      By submitting content to us, you represent that you have all necessary rights and hereby grant us a perpetual, worldwide, non-exclusive, royalty-free, sublicensable and transferable license to use, reproduce, distribute, prepare derivative works of, modify, display, and perform all or any portion of the content in connection with  our Platform and r business, including, without limitation, for promoting and redistributing part or all of the site (and derivative works thereof) in any media formats and through any media channels.

    • HEXTAR PROVIDES THE SERVICES ON THE PLATFORM AN "AS IS" AND "IS AVAILABLE" BASIS AND GRANTS NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. HEXTAR SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

    • NEITHER HEXTAR, MONEYX NOR THE SERVICES IS INTENDED TO PROVIDE LEGAL, TAX OR FINANCIAL ADVICE. MONEYX IS NOT A FINANCIAL PLANNER, BROKER OR TAX ADVISOR. The Services is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Services may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

    • HEXTAR SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD-PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, SAVINGS, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OUR PLATFORM (OR ANY OTHER THIRD-PARTY LINK TO OR FROM THE PLATFORM), YOUR USE OF THE SERVICES, THIS AGREEMENT, OR RELIANCE ON THE INFORMATION CONTAINED IN OUR PLATFORM, ANY TECHNICAL, HARDWARE OR SOFTWARE FAILURE OF ANY KIND, ANY INTERRUPTION, ERROR, OMISSION, DELAY IN OPERATION, COMPUTER VIRUSES, OR ANY OTHER EVENT WHICH IS BEYOND THE REASONABLE CONTROL OF HEXTAR IN THE PROVISION OF THE SERVICES, EVEN IF HEXTAR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.

    • You agree to fully defend, indemnify and hold harmless Hextar, its officers, directors, employees and agents, affiliates, from and against any and all claims, actions, damages, obligations, losses, liabilities, costs or debt, demands, and expenses (including but not limited to attorneys’ fees on a full indemnity basis) arising from: (i) your use of and access to the Services or any promotional or marketing related content on this website and/or our mobile application, and other websites linked to this website and/or our mobile application and the services provided therein; (ii) your violation of any term of these Terms of Service or your representations and warranties set forth above; or (iii) your violation of any third-party right, including, without limitation, any copyright, property, or privacy right.

    • Hextar may modify these Terms of Service from time to time. Any and all changes to this Terms and Conditions will be posted on the Platform. You are deemed to accept and agree to be bound by any changes to the Terms of Service when you use the Services after those changes are posted.

      All covenants, agreements, representations and warranties made in these Terms of Service shall survive your acceptance of these Terms of Service and the termination of these Terms of Service.

      These Terms of Service represents the entire understanding and agreement between you and Hextar regarding the subject matter of the same, and supersedes all other previous agreements.

    • Hextar reserves the right to terminate and/or suspend your access and/or your use of MoneyX.com.my and MoneyX, at any time, for any reason. In particular, and without limitation, Hextar may terminate and/or suspend your access should you violate any of these Terms of Service, or violate the rights of Hextar, of any other user, or of any third-party.

    • Materials, information, products and services provided and offered are strictly made available for use and/or access of Hextar's users in Malaysia and shall not be construed as having been made available outside Malaysia.

      These Terms of Service shall be governed by and construed in accordance with the laws of Malaysia. By accessing this website, our mobile application and/or using the Services offered through the Platform, you hereby consent to submit to the exclusive jurisdiction of the courts in Malaysia.

    • In the event that any provision of this Terms and Conditions, or a portion thereof, shall for any reason be held invalid, illegal or unenforceable to any extent, such invalid, illegal or unenforceable provision or portion thereof shall be severed from the remaining provisions, in which shall continue to be unimpaired, valid and enforceable to the fullest extent permitted by law.