• RM
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    • Annual FeeFree*
    • Cashbackup to 8%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM3,000/month
      • Overview
      • Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallet spending with HSBC Amanah's latest cash rebate programme. No annual fee when you swipe 12 times in a year and meet a minimum annual spend of RM2,000.

      • Cashback
      • Up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000. Get an extra 0.2% cashback on all other spending with a RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!

      • Petrol
      • Swipe your petrol purchases and get up to 8% cashback every day with a minimum spend of RM2,000 or more each month.

      • Balance Transfer
      • Save on your credit card debt with a special low-interest Balance Transfer Instalment from HSBC.

      • Flexible Payments
      • Keeping tabs on that dream item? Convert it and enjoy zero interest rates on tenure as long as 36 months with participating merchants.

      • Additional Premium
      • This card is available with Apple Pay. Spoil yourself with some retail therapy under HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 participating shopping outlets nationwide. Donate to any cause with your card, and HSBC will contribute 1% to supported charities. Additionally, get your online purchases protected for up to USD200 with the E-Commerce Purchase Protection.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Shariah CompliantYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal Fee2%
        Annual Fee (RM)240
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-1000-
        180-1500-
        240-2000-
        360-2000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        3001000
        61.8801000
        123.8801000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        All Local and Overseas Retail Spends0--0.2-
        Groceries (Giant, Lotus's, AEON BIG, and Mydin)02000151-
        Groceries (Giant, Lotus's, AEON BIG, and Mydin)2000-158-
        Petrol (any petrol station in Malaysia)02000151-
        Petrol (any petrol station in Malaysia)2000-158-
        EWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)02000151-
        EWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)2000-158-
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM120
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody