- Annual FeeFree*
- Cashbackup to 8%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM3,000/month
- Overview
Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallet spending with HSBC Amanah's latest cash rebate programme. No annual fee when you swipe 12 times in a year and meet a minimum annual spend of RM2,000.
- Cashback
Up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000. Get an extra 0.2% cashback on all other spending with a RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!
- Petrol
Swipe your petrol purchases and get up to 8% cashback every day with a minimum spend of RM2,000 or more each month.
- Balance Transfer
Save on your credit card debt with a special low-interest Balance Transfer Instalment from HSBC.
- Flexible Payments
Keeping tabs on that dream item? Convert it and enjoy zero interest rates on tenure as long as 36 months with participating merchants.
- Additional Premium
This card is available with Apple Pay. Spoil yourself with some retail therapy under HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 participating shopping outlets nationwide. Donate to any cause with your card, and HSBC will contribute 1% to supported charities. Additionally, get your online purchases protected for up to USD200 with the E-Commerce Purchase Protection.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee 2% Annual Fee (RM) 240 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 - 500 - 12 0 - 1000 - 18 0 - 1500 - 24 0 - 2000 - 36 0 - 2000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 3 0 0 1000 6 1.88 0 1000 12 3.88 0 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) All Local and Overseas Retail Spends 0 - - 0.2 - Groceries (Giant, Lotus's, AEON BIG, and Mydin) 0 2000 15 1 - Groceries (Giant, Lotus's, AEON BIG, and Mydin) 2000 - 15 8 - Petrol (any petrol station in Malaysia) 0 2000 15 1 - Petrol (any petrol station in Malaysia) 2000 - 15 8 - EWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) 0 2000 15 1 - EWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) 2000 - 15 8 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage - Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM120 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody