• RM
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    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM3,000/month
      • Overview

      • Meet your new shopping buddy. Grab up to 8X reward points on your everyday purchases, and claim exclusive dining and travel rewards! No annual fee when you do 12x swipes in a year and meet annual spending of RM2,000.

      • Rewards (HSBC Reward Points)

      • Tap for your daily purchases (contactless purchases via MasterCard Tap & Go™, Visa payWave or Samsung Pay) and earn 8X reward points. Meanwhile, spending Online (Lazada, Shopee, Zalora, Grab and Fave), Overseas and Groceries purchases will give you 5X reward points. The accumulated reward points can then be redeemed for Shopee and Grab vouchers, including attractive gifts.

      • Travel

      • Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC Platinum credit card, wherever you go!

      • Balance Transfer

      • Handle your credit debt with the HSBC Balance Transfer Instalment programme over longer repayment tenures and lower interest rates.

      • Flexible Payments

      • Get any of your dream items instantly with a 0% p.a. instalment for up to 36 months at over 500 participating merchants.

      • Additional Premium

      • This card is available with Apple Pay. Extra savings and special discounts every month at more than 6500 participating shopping outlets nationwide with your HSBC Platinum credit card. In addition, make a donation to any cause of your choice with the HSBC Platinum card, and the bank will contribute 1% to its supported charities.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Annual Fee (RM)240
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-1000-
        180-1500-
        240-2000-
        360-2000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        3001000
        61.8801000
        123.8801000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On Contactless spending813
        On Online (Lazada, Shopee, Zalora, Grab & Fave), Overseas and Groceries expenses513
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM120
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody