- Annual FeeFree*
- Cashbackup to 10%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Put money back into your pocket with the UOB One Card, a credit card that earns you up to 10% cashback for your Petrol, Dining, Grocery and Grab spending.
- Cashback
Get up to 10% cashback every month on selected categories such as Petrol, Groceries, Dining and Grab spending, provided that you meet the minimum retail spend per statement month as required; capped at RM10 monthly for each category. Other eligible purchases get you 0.2% cashback, uncapped.
- Petrol
Protect yourself from fluctuating prices of RON95 and RON97 with the UOB One Card. Get 10% cashback on Petrol and Setel CardTerus (non-e-wallet transactions) if you spend RM500 or above monthly. Or get 0.2% cashback if you spend less than that.
- Balance Transfer
Credit card bills hanging heavy over your shoulder? Apply for the UOB Balance Transfer with low-interest rates for up to 18 months.
- Flexible Payments
Enjoy a 0% Overseas Easi-Payment Plan (in foreign currencies) over a 3-month tenure with a minimum conversion that is equivalent to RM3,000 in a single/combined transaction(s). Plus, 0% EPP over a 3-month tenure for selected Medical Purchases with a minimum of RM1,000 in a single transaction. Otherwise, enjoy other UOB EPPs with lower interests at participating merchants.
- Additional Premium
Enjoy exclusive dining deals nationwide, including travel and lifestyle, plus health and beauty perks with UOB One Card. To top it off, you can also enjoy special deals or travel tips, brought to you exclusively by none other than The Travel Insider.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 120 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 3000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 3 0 1000 12 4 0 1000 18 5 0 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Dining (If minimum retail spend per statement month is met) 500 - 10 10 - Dining (If minimum retail spend per statement month is not met) 0 499 10 0.2 - Grab (If minimum retail spend per statement month is met) 500 - 10 10 - Grab (If minimum retail spend per statement month is not met) 0 499 10 0.2 - Groceries (If minimum retail spend per statement month is met) 500 - 10 10 - Groceries (If minimum retail spend per statement month is not met) 0 499 10 0.2 - Other Retail Spend 0 - - 0.2 - Petrol (If minimum retail spend per statement month is met) 500 - 10 10 - Petrol (If minimum retail spend per statement month is not met) 0 499 10 0.2 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM60
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody