Shopping Credit Cards

Shopping credit cards offer cashback, points, or discounts on everyday purchases at retail stores. They often include exclusive deals and promotions, helping you earn rewards for future purchases and maximize your savings with every transaction!

What is a Shopping Credit Card?

A shopping credit card is designed to help you save money and earn rewards when making retail purchases, both online and in physical stores. These cards offer benefits such as cashback, reward points, discounts, installment plans, and exclusive shopping privileges at partner merchants.

With a shopping credit card, you can enjoy perks like:

Cashback on retail purchasesGet a percentage of your spending back as savings.
Reward pointsEarn points for every purchase and redeem them for vouchers, products, or discounts.
Exclusive merchant discountsAccess special promotions and deals at participating stores.
Flexible installment plansConvert large purchases into 0% interest or low-interest monthly payments.

Best Shopping Credit Cards in Malaysia

1. Public Bank Quantum Visa Credit Card
Enjoy 5% cashback on online transactions and entertainment spending, with no annual fee. The cashback is capped at RM30 per month.
2. Alliance Bank Visa Signature Credit Card
Offers up to 5% cashback on online shopping, groceries, dining, petrol, utilities, and other retail spending, with no monthly cap. Cashback rates are based on monthly spending criteria.
3. Maybank 2 Gold Cards
The Maybank 2 American Express card provides 5% cashback on all weekend spending, including online shopping, with a monthly cap of RM50. On weekdays, earn 5 TreatsPoints for every RM1 spent.
4. HSBC Visa Signature Credit Card
Earn 5x rewards points for every RM1 spent locally and 8x rewards points for online shopping in foreign currencies, which can be redeemed for shopping vouchers or merchandise.