- Annual FeeFree
- Cashbackup to 5%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,500/month
- Overview
Pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX, 5x TreatsPoints on all retail and 5% cashback on weekend spends!
- Cashback
Spend any amount on the weekends, and get 5% cashback on all spending (except for government bodies and utilities) charged to your Maybank 2 American Express Gold cards, capped at RM50 per month.
- Rewards (Maybank TreatsPoints)
5x TreatsPoints for all weekday spending on your Maybank 2 American Express Card. You can also earn 1x TreatsPoint on all your spending with MasterCard or Visa.
- Petrol
Swipe on petrol during the weekdays, and get 5x TreatsPoints with your American Express Card or 1x TreatsPoints every day with your Maybank 2 MasterCard or Visa.
- Balance Transfer
Maybank Balance Transfer Program offers interest rates from 0% and payment terms of up to 36 months with a minimum transfer amount of RM1,000. This way, you will be able to clear all your outstanding debts in no time.
- Flexible Payments
Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for instalments up to 24 months and low-interest rates. No penalty for early payment.
- Features
Criteria Details Card Type Amex Interest Free Period (Days) 20 Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM18 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) All Local and Overseas Spending 0 - 50 5 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all retail with Maybank 2 American Express Card (weekdays) 5 1 3 On all retail with Maybank 2 MasterCard or Visa 1 1 3 On utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage - Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates