• RM
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    • Min. IncomeRM6,000/month
    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview

      • Swipe your way to exclusive benefits and privileges including 8x reward points and shopping discounts. It's your VIP access to the world around you! Swipe 12x in a year and meet annual spending of RM2,000 to enjoy an annual fee waiver.

      • Rewards (HSBC Reward Points)

      • Get 1x Reward Points plus up to 7x Additional Reward Points for every Ringgit spent with HSBC Visa Signature, capped at 30,000 Additional Reward Points per month per eligible cardholder.

      • Travel

      • Get complimentary 6x lounge visits per year to participating Plaza Premium Lounges in selected airports for primary cardholders. Plus, 25% off for your accompanying guest(s) aged 12 years and above and 30% off for accompanying guest(s) aged between 3 to 12 years on the applicable charges. Terms and conditions apply.

      • Balance Transfer

      • Start managing your credit card debt with the HSBC Balance Transfer Instalment programme with 0% interest and low upfront fees.

      • Flexible Payments

      • Keeping tabs on that dream item of yours? Convert it to low-interest rates instalment for as long as 36 months at participating merchants.

      • Additional Premium

      • This card is available with Apple Pay. Indulge in special VIP treatment and discounts while shopping at selected shopping outlets nationwide. With new and exciting offers every month, you'll be spoilt for choices with the HSBC Visa Signature! And if you always shop online, get your online purchases covered for up to USD200 via the E-Commerce Purchase Protection. Additionally, make a donation to any cause of your choice, and the bank will contribute 1% to its supported charities.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Airport Lounge AccessYes
        Air MilesYes
      • Fee
      • CriteriaDetails
        Annual Fee (RM)600
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-1000-
        180-1500-
        240-2000-
        360-2000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        3001000
        61.8801000
        123.8801000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On overseas spend in foreign currency813
        On online spend in foreign currency813
        On local in-store shopping transactions under the eligible Merchant Category Code (MCC) in Ringgit Malaysia513
        On online retail spends in Ringgit Malaysia513
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM300
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody