• RM
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    • Annual FeeFree
    • Cashbackup to 2%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM3,000/month
      • Overview

      • A free-for-life card promises 2% cashback and up to 2 VIP Points when you swipe it at your favourite restaurant, cafe or clothing brand locally and internationally.

      • Cashback

      • Every contactless transaction of at least RM100, you earn 2% cashback, which is capped at RM20 per month.

      • Rewards (VIP Points)

      • Accumulate VIP Points whenever you spend on dining or shopping at retail stores, locally and abroad, and exchange them for more food vouchers or exciting goods! Earn 1 VIP Point for your local retail spend, while overseas retail spend grants you 2 VIP Points. VIP Points will expire in 3 years.

      • Balance Transfer

      • Take advantage of savings and flexibility when you transfer your outstanding credit card debts to a Public Bank credit card to benefit from low one-time upfront interest.

      • Flexible Payments

      • Enjoy a special 1% instalment for 12 months with a minimum purchase of RM1,200 exclusively for Public Bank Quantum Visa Credit Card. Otherwise, you can choose from other choices of tenure below.

      • Additional Premium

      • Get a complimentary Public Bank Quantum MasterCard credit card when you sign up for this credit card - because two are better than one! You also enjoy a 50% discount on Will and Wasiat's Writing service fees.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        601.51000-
        9021000-
        1202.51000-
        24052000-
        3606.53000-
        48095000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6101000
        122.501000
        244.501000
        366.501000
        489.501000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Contactless Transaction100-202-
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        Local retail transactions113
        Overseas retail transactions213
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody