Save Big with Petrol Credit Cards

What is a Petrol Credit Card?

A petrol credit card is designed to help you save on fuel expenses by offering cashback or reward points for petrol purchases. Given that many Malaysians spend a significant amount of time on the road, this type of credit card can provide substantial savings on monthly fuel costs.

Petrol Prices in Malaysia

For those who drive daily—whether for commuting to work, picking up children from school, or running errands—frequent refueling can put a strain on your budget. With rising petrol costs (not to mention toll fees and other expenses), managing daily expenses can be challenging.

Although RON95 and Diesel prices have remained unchanged since 2018, Malaysia follows a weekly petrol price system due to fluctuations in the global market. Below are the latest petrol prices as of 3 January 2025:

• RON95 Petrol Price: RM2.05 per liter (no changes)
• RON97 Petrol Price: RM3.28 per liter (updated)
• Diesel Price: RM2.98 per liter (Peninsular Malaysia) / RM2.15 per liter (East Malaysia) (updated)

Now that you’re aware of the current fuel prices, have you considered getting a petrol credit card? It can be an effective way to reduce your monthly petrol expenses.

How to know which is the Best Petrol Credit Card in Malaysia?

Since a petrol rebate credit card functions similarly to a cashback credit card, you should consider the same factors when selecting one for fuel expenses. Look for:

• Rebate AmountThe percentage of cashback or points you earn on petrol purchases.
• Monthly CapThe maximum amount of cashback or points you can collect each month.
• Eligible DaysSome petrol cards offer rebates only on specific days of the week.

Additionally, some of the best petrol credit cards in Malaysia are tied to specific petrol brands. For instance, you might come across Petronas credit cards, Petron cashback credit cards, and other brand-specific options. Choosing the right card based on where you frequently refuel can help you maximize your savings.

Best Petrol Credit Cards in Malaysia

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  1. Standard Chartered Simply Cash Credit Card
  Offers up to 15% cashback on combined spending categories, including petrol, with specific monthly spending requirements and cashback caps.
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  2. RHB Shell Visa Credit Card-i
  Provides up to 12% cashback on Shell fuel purchases, with the cashback rate varying based on your total monthly spending.
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  3. CIMB PETRONAS Visa Infinite-i Credit Card
  Designed for PETRONAS customers, this card offers exclusive benefits and rewards for spending at PETRONAS stations.
• 
  4. UOB ONE Card
  Offers up to 10% cashback on petrol purchases when meeting the minimum monthly spend requirement.
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  5. RHB Cash Back Visa Credit Card
  Provides cashback on various spending categories, including petrol, with specific terms and conditions.