• RM
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    • Annual FeeFree*
    • Cashbackup to 12%
    • Balance TransferFrom 4.88% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM2,000/month
      • Overview

      • Often fueling up your car at Shell? Earn cashback of up to 12% all year long. Spending on your everyday essentials also can earn you up to 5% cashback too!

      • Cashback

      • Fuel up your car at any Shell station nationwide to get up to 12% cashback all year long. Spending on Groceries, Online, E-Wallet Top-Up and Utilities can earn you up to 5% cashback.

      • Petrol

      • Up to 12% cash back for fuel spending at Shell petrol station all year long, capped at RM50 per month.

      • Balance Transfer

      • Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.

      • Flexible Payments

      • Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months.

      • Additional Premium

      • Enjoy VISA Ecommerce Purchase Protection that will automatically be activated when you shop at any online store globally.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Shariah CompliantYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Annual Fee (RM)195
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-500-
        240-500-
        360-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        604.881000
        1204.881000
        1804.881000
        2404.881000
        3604.881000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Groceries, Online Spend, E-Wallet Top-Up & Utilities8001499501-
        Groceries, Online Spend, E-Wallet Top-Up & Utilities15002499502-
        Grocery, Online Spend, E-Wallet Top-Up & Utilities2500-505-
        Other Spend8001499-0.2-
        Other Spend2500--0.2-
        Other spend15002499-0.2-
        Petrol spend at Shell8001499505-
        Petrol spend at Shell15002499508-
        Petrol spend at Shell2500-5012-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody