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Bank Rakyat Personal Financing-i Private

Get up to RM400,000 in personal financing for a maximum of 10 years at floating rates with Bank Rakyat — designed to fulfil your current financial needs.

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Bank Rakyat Personal Financing-i Private

Profit RateFrom 7.66% p.a.
Financingup to RM400k
Tenureup to 10 years
Loan TypeUnsecured Islamic Financing
Min. IncomeRM2,000/month

- Overview
- Get up to RM400,000 in personal financing for a maximum of 10 years at floating rates with Bank Rakyat — designed to fulfil your current financial needs.
- Features
- Criteria Details
  Shariah Compliant YES
  Interest Type Floating
- Fees And Charges
- Criteria Details
  Late Penalty Fee (%) 1
  Stamp Duty (%) 0.5
  Processing Fee (RM) 28.3

Interest

Minimum Months	Maximum Months	Minimum Amount (RM)	Maximum Amount (RM)	Minimum Income (RM)	Maximum Income (RM)	Interest Rate (%)
12	12	5,000	400,000	24,000	-	7.66
12	60	5,000	400,000	24,000	-	8.12
60	120	5,000	400,000	24,000	-	8.22
12	12	5,000	400,000	24,000	-	9.66
13	60	5,000	400,000	24,000	-	10.12
60	120	5,000	400,000	24,000	-	10.22

- Eligibility
- Criteria Details
  Minimum Age (Years) 18
  Max Age (Years) 60
  Minimum Annual Income (RM) 24,000
- Who Can Apply
- Criteria Details
  Malaysians YES
  Non-Malaysians NO
  Occupation Salaried employee, Private sector employee

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