Takaful IKHLAS Kembara Plus Takaful-Hajj and Umrah (Basic Plan)

Ensure your safety and protection plans are in place when you make a Hajj and/or Umrah trip for enlightenment. Take your whole family with you on this journey under the care of Takaful IKHLAS.

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Personal Accidentup to RM20k
Medical Expensesup to RM1k
Trip CancellationNot covered
Travel DelayNot covered
Lost BaggageNot covered
Cashless Medical CareNot covered
Buy OnlineNo

- Overview
- Ensure your safety and protection plans are in place when you make a Hajj and/or Umrah trip for enlightenment. Take your whole family with you on this journey under the care of Takaful IKHLAS.
- Features
- Criteria Details
  Refundable NO
  Has Annual Plan NO
  Single Trip (Max Renewal Age) 80
  For Individual, Family
  Trip Cancellation Covered? YES
- Coverage - Single Trip
- For Min Age (Years) Min Age (Days) Max Age (Years)
  Individual 18 - 80
- Coverage - Worldwide Premiums - Single Trip
- For Min Days Max Days Amount (RM)
  Individual 1 14 35.50
  Individual 15 22 66.50
  Individual 22 - 102
  Family 1 14 68.50
  Family 15 22 121.50
  Family 23 - 176

Criteria	Details
Refundable	NO
Has Annual Plan	NO
Single Trip (Max Renewal Age)	80
For	Individual, Family
Trip Cancellation Covered?	YES

For	Min Age (Years)	Min Age (Days)	Max Age (Years)
Individual	18	-	80

For	Min Days	Max Days	Amount (RM)
Individual	1	14	35.50
Individual	15	22	66.50
Individual	22	-	102
Family	1	14	68.50
Family	15	22	121.50
Family	23	-	176

Coverage - Worldwide - Travel Inconvenience

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
All	Loss of Travel Documents	-	-	300	NO
Individual	Badal Haji (for Muslim only)	-	-	2,500	NO
All	Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency	-	-	4,500	NO
Individual	Loss of Luggage and Personal Belongings	-	-	150	NO
Family	Loss of Luggage and Personal Belongings	-	-	250	NO
All	Qurban (for Muslim only)	-	-	750	NO
All	Loss Of Deposit Due To Insolvency Of Airlines	-	-	4,500	NO

Coverage - Worldwide - Personal Accident

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
Individual	Accidental Death	-	-	20,000	NO
Family	Accidental Death	20,000	5,000	-	NO
Individual	Permanent Disability	-	-	20,000	NO
Family	Permanent Disability	20,000	5,000	-	NO
All	Funeral Expenses	-	-	1,000	NO

Coverage - Worldwide - Medical Related

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
All	Medical Expenses	1,000	500	1,000	NO
All	Emergency Medical Evacuation	-	-	2,000	NO
All	Repatriation of Mortal Remains	-	-	2,000	NO
All	Compassionate Visitation	-	-	1,000	NO

- Coverage - Regions
- Label Included Countries Excluded Countries
  Worldwide (Area 2) Saudi Arabia All other Countries but Saudi Arabia