UOB Visa Infinite
Offering the mass affluent infinite travel experiences such as complimentary airport rides and lounge access, travel insurance, air miles redemption.
- Annual FeeRM600 (Waived if spend Rm50,000)
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM10,000/month
- Overview
Offering the mass affluent infinite travel experiences such as complimentary airport rides and lounge access, travel insurance, air miles redemption
- Rewards(UNIRinggit Reward Points)
Get rewarded with Rm400 cashback and 1 year annual fee waiver as a Welcome Gift when you activate and spend a minimum of RM400 within 60 days from the card approval date. Earn 10X UNIRinggit for every overseas spend using foreign currencies. On top of that, local dining spending gets you 5x UNIRinggit points too! The accumulated UNIRinggit can then be redeemed for air miles between Enrich Miles, KrisFlyer Miles or Asia Miles. Every 12,000 UNIRinggit is equal to 1,000 air miles each.
- Travel
Start your airborne journey with complimentary travel insurance of up to RM500,000 when you charge air ticket bills to UOB Visa Infinite. Enjoy 12x complimentary access to selected airport lounges in Asia Pacific that can be accessed via Airport Companion by DragonPass mobile app, and up to 12x complimentary limo services from KL/PJ to KLIA/KLIA2 (subject to a minimum spending amount of RM5,000 in 30 days). Terms apply to all privileges mentioned.
- Balance Transfer
Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Visa Infinite.
- Flexible Payments
Valid until 31 December 2025 enjoy 0% interest on easy payment plans for selected categories. Spend a minimum of RM10,000 in a single transaction on selected Education, Medical or Luxury categories, you can split the payments into a 12-month tenure. For selected Airlines, Hotels or Travel Agent categories, you can split your payments into 6 months, provided you have spent a minimum of RM3,000 in a single/combined transaction(s).Terms apply for all.
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18 Balance Transfer (Promo rate ) 18
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 - - 1000 6 3 - 1000 12 1 - 1000 12 4 - 1000
- Balance Transfer Instalment
Months Interest(%) Minimum Amount (RM) 24 2.99 1000 36 2.99 1000 24 5.99 1000 48 6.99 1000 60 6.99 1000
- Eligibility
Criteria Details Minimum Age 21 Who can Apply Anybody
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 600 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Minimum Amount (RM) 12 3.99 500 24 3.99 500 36 3.99 500 48 3.99 500 60 3.99 500
- Rewards Points Tiers
Applicability UNIRM Per Ringgit Validity (Years) On overseas purchases paid in foreign currencies 10 1 3 On local dining spend (minimum RM1,000 of total dining spend per calendar month) 5 1 3 On local dining spend (less than RM1,000 of total dining spend per calendar month) 1 1 3 On all other local spends (excluding cash advance, IPP, petrol, payment to government bodies and charity organizations) 1 1 3
- Supplementary Card
Criteria Details Annual Fee (RM) RM300
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 2,000 Travel Insurance Coverage 500,000 Delayed Luggage Coverage 1,000 Delayed Flight Compensation 1,000 Missed Flight Connection Compensation 1,000