• RM
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    • Annual FeeFree*
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM2,000/month
      • Overview

      • A basic Visa credit card that fulfilled your needs and is packed with affordable and flexible credit lines, and a fee waiver every month upon retail transaction.

      • Flexible Payments

      • Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates. Plus, get 0% interest on a 3-month Overseas Easi-Payment Plan when you shop abroad using any foreign currency that is equivalent to RM3,000 in a single or accumulated receipt(s).

      • Additional Premium

      • Enjoy an RM6 monthly fee waiver when you make 1x retail transaction in a statement month. No minimum spend is required!

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)72
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        30-1000-
        60-1000-
        120-1000-
        180-1000-
        240-1000-
        360-1000-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM30
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody