UOB Simple Card
Get 10% cashback on finance charges on purchases and cash advances every month when you pay the minimum monthly payment due on time. No capping on the cashback earnings and no annual fees for life.
- Annual FeeFree
- Cashbackup to 10%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 3.99% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Get 10% cashback on finance charges on purchases and cash advances every month when you pay the minimum monthly payment due on time. No capping on the cashback earnings and no annual fees for life.
- Cashback
Earn 10% cashback on finance charges for your purchases and cash advances with no capping! Just make sure to pay at least the minimum monthly amount due on time to get the cashback.
- Balance Transfer
Credit card bills hanging heavy over your shoulder? Apply for the UOB Balance Transfer with low-interest rates for up to 18 months.
- Flexible Payments
Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates and longer repayment tenures.
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18 Balance Transfer (Promo rate ) 18
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 0 1000 6 3 0 1000 12 1 0 1000 12 4 0 1000
- Balance Transfer Instalment
Months Interest(%) Minimum amount(RM) 24 2.99 1000 36 2.99 1000 24 5.99 1000 48 6.99 1000 60 6.99 1000
- Eligibility
Criteria Details Minimum Age 21 Who can Apply Anybody
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Easy Payment
Months Interest Rate (%) Minimum Amount (RM) 12 3.99 500 24 3.99 500 36 3.99 500 48 3.99 500 60 3.99 500
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Conditions Finance charges on purchases and cash advances 0 - - 10 -
- Supplementary Card
Criteria Details Minimum Age (Years) 18