• RM
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    • Min. IncomeRM2,000/month
    • Annual FeeFree
    • Cashbackup to 10%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview

      • Get 10% cashback on finance charges on purchases and cash advances every month when you pay the minimum monthly payment due on time. No capping on the cashback earnings and no annual fees for life.

      • Cashback

      • Earn 10% cashback on finance charges for your purchases and cash advances with no capping! Just make sure to pay at least the minimum monthly amount due on time to get the cashback.

      • Balance Transfer

      • Credit card bills hanging heavy over your shoulder? Apply for the UOB Balance Transfer with low-interest rates for up to 18 months.

      • Flexible Payments

      • Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates and longer repayment tenures.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        302.99500-
        602.99500-
        128.15-500-
        248.15-500-
        368.15-500-
        488.15-500-
        608.15-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6301000
        12401000
        18501000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Finance charges on purchases and cash advances0--10-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody