- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM3,333/month
- Overview
Get 5X UNIRinggit when you spend on dining, grocery and entertainment. Plus, 3X UNIRinggit all year long for your petrol and recurring transactions - no minimum spend and no limitations.
- Rewards (UOB UNIRinggit)
Get rewarded with 5X UNIRinggit for dining, grocery and entertainment spending. Plus, 3X UNIRinggit with every spend on petrol purchases, and recurring payments all year long with UOB Preferred Card.
- Balance Transfer
Get low-interest rates and flexible tenures of up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Preferred Card.
- Flexible Payments
If you like to shop abroad, you can split your purchase for 3 months at 0% interest when you spend the equivalent of a minimum of RM3,000 on a single/accumulated receipt(s) with UOB's Overseas Easi-Payment Plan. Besides that, stretch the payment of your children's education fees to either 6 months or 12 months instalment plans at 0% interest; applicable to single education transactions above RM2,000 and up to a maximum amount of RM10,000. Terms apply.
- Additional Premium
Enjoy a 1-for-1 deal for drinks at the Coffee Bean & Tea Leaf outlets nationwide. Buy any beverages and enjoy one complimentary drink (will be of equivalent value or less) between Monday to Friday. On top of that, if you buy GSC movie tickets online (via website or app) every Friday, you'll get one complimentary ticket too. However, the free ticket is only applicable to standard seats at normal cinemas and is limited to 1 free ticket per transaction per day. Other terms may apply for both privileges.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 198 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 3000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 3 0 1000 12 4 0 1000 18 5 0 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On dining, grocery, and entertainment spending 5 1 - On petrol, and recurring transactions 3 1 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM30
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody