UOB Preferred Card
Get 5X UNIRinggit when you spend on dining, grocery and entertainment. Plus, 3X UNIRinggit all year long for your petrol and recurring transactions - no minimum spend and no limitations.
- Annual FeeRM198 (spend RM20,000 p.a. for fee waiver)
- Cashbackup to 8%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 3.99% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM3,000/month
- Overview
Get 5X UNIRinggit when you spend on dining, grocery and entertainment. Plus, 3X UNIRinggit all year long for your petrol and recurring transactions - no minimum spend and no limitations.
- Rewards
Get rewarded with 5X UNIRinggit for dining, grocery and entertainment spending.10X UNIRM for every RM1 spent on streaming platforms including Netflix, Amazon Prime, HBO Max and YouTube Premium.Plus, 3X UNIRinggit with every spend on petrol purchases, and recurring payments all year long with UOB Preferred Card.
- Balance Transfer
Get low-interest rates and flexible tenures of up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Preferred Card.
- Additional Premium
Enjoy a 1-for-1 deal for drinks at the Coffee Bean & Tea Leaf outlets nationwide. Buy any beverages and enjoy one complimentary drink (will be of equivalent value or less) between Monday to Friday. On top of that, if you buy GSC movie tickets online (via website or app) every Friday, you'll get one complimentary ticket too. However, the free ticket is only applicable to standard seats at normal cinemas and is limited to 1 free ticket per transaction per day. Other terms may apply for both privileges.
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18 Balance Transfer (Promo rate ) 18
- Balance Transfer
Months Upfront Interest (%) Minimum Amount (RM) 6 0 1000 6 3 1000 12 1 1000 12 4 1000
- Balance Transfer Instalment
Months Interest(%) Minimum Amount(%) 24 2.99 1000 36 2.99 1000 24 5.99 1000 48 6.99 1000 60 6.99 1000
- Eligibility
Criteria Details Minimum Age 21 Who can Apply Anybody
- Features
Criteria Details Card Type Mastercard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 198 (Spend Rm20,000p.a. for fee waiver) Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Minimum Amount (RM) 12 3.99 500 24 3.99 500 36 3.99 500 48 3.99 500 60 3.99 500
- Rewards Points Tiers
Applicability UNIRM Per Ringgit Validity (Years) On dining, grocery, and entertainment spending 5 1 3 On petrol, and recurring transactions 3 1 3 Streaming platforms (Netflix, Amazon Prime, HBO max and Youtube Premium) 10 1 3 Local Transaction 1 1 3
- Supplementary Card
Criteria Details Annual Fee (RM) RM30