• RM
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    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM8,333.33/month
      • Overview

      • An elite air miles credit card that gives you 10X UNIRM on overseas transactions and 5X UNIRM on airline spending, plus complimentary 8X access to selected Plaza Premium Lounge and ride home from KLIA1.

      • Rewards (UOB UNIRinggit)

      • Get 10X UNIRM for every RM1 spent overseas and 5X UNIRM when you spend on airline transactions. Meanwhile, spending locally earns you 1X UNIRM for every RM1 spent. Accumulate as many UNIRM as you can and redeem with items from the UNIRinggit catalogue. Additionally, enjoy a special conversion rate of 9,000 UNIRM for 1,000 Enrich Miles! To top it off, get 60,000 UNIRM as a bonus upon annual fee payment.

      • Travel

      • Enjoy 8X complimentary access per calendar year to selected Plaza Premium Lounge across 19 countries. Only 1 admission is allowed per day, subject to availability at the lounge. Back from overseas and need to catch a ride home? This card grants you a complimentary ride home from KLIA1, simply by showing 3 transaction receipts made overseas, your boarding pass and your UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth. Not to mention, complimentary personal accident coverage worth up to RM300,000 which includes overseas medical and travel inconveniences, COVID-19 protection and purchase protection.

      • Balance Transfer

      • Are you still paying the maximum 18% p.a. on your credit card bills each month? Transfer your debt now at low-interest rates for up to 18 months with UOB Balance Transfer plans.

      • Flexible Payments

      • Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low-interest rates and longer repayment tenures.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Airport Lounge AccessYes
        Air MilesYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)600
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        302.99500-
        602.99500-
        128.15-500-
        248.15-500-
        368.15-500-
        488.15-500-
        608.15-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6301000
        12401000
        18501000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On overseas transactions1013
        On airline transactions513
        On local transactions113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage300,000
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody