Enjoy great travel privileges and a faster way to earn air miles, unlimited access to Plaza Premium Lounges in KLIA/KLIA2, cashback on airport transfers, and many more.

Get 1 Miles Point for every RM1 spent on dining, travel and overseas retail. Meanwhile, 1 Miles Point for every RM5 spent on eligible local spends. Categories such as government-related transactions, cash withdrawals, utilities (telco or cable TV), e-wallets and special events (catering, funerals, studio rentals or florists) are excluded. Additionally, enjoy the fastest reward redemption for flight tickets at the lowest cost as every 2 Miles Point gets you 1 Air Mile of your preferred frequent flyers.

Enjoy unlimited free access to participating Plaza Premium Lounge in KLIA and KLIA2 for principal card members with valid international boarding passes. Besides that, you can save up to RM65 on your airport transfers via Grab ride to/from any airport in Malaysia—just spend a minimum of RM2,500 on travel expenses (airlines, hotels and online travel agencies) within 90 days before the Grab ride transaction. Additionally, get up to USD100,000 travel medical coverage (including COVID-19 coverage) when you're travelling. Terms apply to all!

Take control of your credit debt with a balance transfer to your Standard Chartered Journey Credit Card. Successful applicants get to enjoy 3.99% interest per annum and repayment tenure of up to 36 months.

Convert your purchases with Standard Chartered FlexiPay Plus which offers low instalments of up to 60 months with a minimum purchase of RM500 at participating merchants.

You can now add your Journey credit card to your Apple Pay, Samsung Pay or Google Pay to enjoy seamless payments. On top of that, shop online and get covered with up to USD200 for your purchases via Mastercard e-commerce purchase protection. Additionally, enjoy exclusive cashback offers online and in-store at selected overseas merchants with Mastercard Traveler Rewards, plus, hotel perks via Mastercard such as a free one-night stay including early check-ins etc. at selected luxurious hotels/resorts. Furthermore, manage your finances better with Standard Chartered's flexible credit lines such as Cash-On-Call Plus, Flexi-On-Balance Plus, Easy-Payment-Scheme, Automatic Balance Conversion and Credit Card Limit Increase. Not to forget, great lifestyle offers and privileges via the Live The Good Life program at over 4,000 participating outlets in Malaysia and across Asia.