RHB Shell Visa Credit Card

Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.

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Min. IncomeRM2,000/month
Annual FeeFree*
Cashbackup to 12%
Balance TransferFrom 4.88% p.a.
Easy Payment PlanFrom 0% p.a.
Interest Rate15% p.a.
Interest-free20 days

- Overview
- Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Everyday spending such as grocery or e-wallet reload gets you attractive cashback too.
- Cashback
- Get up to 12% cashback when you fuel up at any Shell station nationwide. Everyday spending such as Grocery, Online, E-Wallet Reload, Utilities and other gets you attractive and unlimited cashback too.
- Petrol
- Enjoy up to 12% cashback for fueling at any Shell station, capped at RM50 every month.
- Balance Transfer
- Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.
- Flexible Payments
- Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months.
- Additional Premium
- Enjoy VISA Ecommerce Purchase Protection that will automatically be activated when you shop at any online store globally.
- Features
- Criteria Details
  Card Type Visa
  Interest Free Period (Days) 20
- Fee
- Criteria Details
  Min Cash Withdrawal Fee RM15 or 5%
  Annual Fee (RM) 195
  Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
- Criteria Details
  Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
- Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM)
  6 0 - 500 -
  12 0 - 500 -
  24 0 - 500 -
  36 0 - 500 -
- Balance Transfer
- Months Upfront Interest (%) Interest (%) Minimum Amount (RM)
  6 0 4.88 1000
  12 0 4.88 1000
  18 0 4.88 1000
  24 0 4.88 1000
  36 0 4.88 1000

Criteria	Details
Card Type	Visa
Interest Free Period (Days)	20

Criteria	Details
Min Cash Withdrawal Fee	RM15 or 5%
Annual Fee (RM)	195
Min Late Payment	RM10 or 1% of outstanding amount, up to a maximum of RM100

Criteria	Details
Min Monthly Payment	5% or RM50 of outstanding amount, whichever is higher

Months	Upfront Interest (%)	Minimum Amount (RM)	Max Amount (RM)
6	-	500	-
12	-	500	-
24	-	500	-
36	-	500	-

Months	Interest (%)	Minimum Amount (RM)
6	4.88	1000
12	4.88	1000
18	4.88	1000
24	4.88	1000
36	4.88	1000

Cashback Tiers

Applicability	Minimum Spend (RM)	Maximum Spend (RM)	Monthly Cap (RM)	Cashback Percentage (%)	Other Condition(s)
Grocery, Online Spend, E-Wallet Reload & Utilities	800	1499	50	1	-
Grocery, Online Spend, E-Wallet Reload & Utilities	1500	2499	50	2	-
Grocery, Online Spend, E-Wallet Reload & Utilities	2500	-	50	5	-
Other spend	800	1499	-	0.2	-
Other spend	1500	2499	-	0.2	-
Other spend	2500	-	-	0.2	-
Petrol spend at Shell	800	1499	50	5	-
Petrol spend at Shell	1500	2499	50	8	-
Petrol spend at Shell	2500	-	50	12	-

- Annual Percentage Rate
- Criteria Interest Rate (%)
  Prompt Repayment every month 15
  Prompt Repayment 10 out of 12 months 17
  Prompt Repayment of less than 10 out of 12 months 18
  Interest rate on cash withdrawal 18
- Supplementary Card
- Criteria Details
  Minimum Age (Years) 18
- Eligibility
- Criteria Details
  Minimum Age 21
  Who Can Apply Anybody

Criteria	Interest Rate (%)
Prompt Repayment every month	15
Prompt Repayment 10 out of 12 months	17
Prompt Repayment of less than 10 out of 12 months	18
Interest rate on cash withdrawal	18

Criteria	Details
Minimum Age	21
Who Can Apply	Anybody