MoneyX | Credit Card / RHB Islamic Rewards Motion Code Credit Card-i

Annual FeeFree*
Balance TransferFrom 4.88% p.a.
Easy Payment PlanFrom 0% p.a.
Interest Rate15% p.a.
Interest-free20 days
Min. IncomeRM2,000/month

- Overview
- The Motion Code technology offers added security features, protection against online fraud and additional 3X Reward Points for online purchases.
- Rewards (Rewarding Points)
- Earn up to 10x Reward Points when you spend on Movie Tickets, Overseas Spend, Online Purchases, Health Spend, Insurance/Takaful Spends and Retail Shopping. That's not all - for every RM1 spent in Other Retail categories, you will get 1x Reward Points too!
- Balance Transfer
- Transfer your outstanding balance from other credit cards to RHB credit card via the RHB Smart Move Balance Transfer plan to benefit from interest as low as 4.88% p.a. for up to 36 months tenure.
- Flexible Payments
- Have your eyes set on an expensive purchase? With RHB Smart Instalment, you can worry less by stretching your payment for up to 36 months at 0% interest.
- Additional Premium
- Enjoy golf privileges - no green fee charges at the participating golf clubs in Selangor, Malaysia such as the Sungai Long Golf & Country Club. Terms and conditions apply. Give the RHB Customer Care Centre a call for any inquiries or bookings at +603 92068118.
- Features
- Criteria Details
  Card Type Visa
  Interest Free Period (Days) 20
  Shariah Compliant Yes
- Fee
- Criteria Details
  Min Cash Withdrawal Fee RM15 or 5%
  Annual Fee (RM) 200
  Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
- Criteria Details
  Min Monthly Payment 5% or RM15 of outstanding amount, whichever is higher
- Easy Payment
- Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM)
  6 0 - 500 -
  12 0 - 500 -
  24 0 - 500 -
  36 0 - 500 -
- Balance Transfer
- Months Upfront Interest (%) Interest (%) Minimum Amount (RM)
  6 0 4.88 1000
  12 0 4.88 1000
  18 0 4.88 1000
  24 0 4.88 1000
  36 0 4.88 1000
- Rewards Points Tiers
- Applicability Points Per Ringgit Validity (Years)
  On movie tickets 10 1 3
  On overseas spending 4 1 3
  On online purchases 3 1 3
  On health and Takaful spending 2 1 3
  On retail shopping 2 1 3
  On other spending 1 1 3
- Annual Percentage Rate
- Criteria Interest Rate (%)
  Prompt Repayment every month 15
  Prompt Repayment 10 out of 12 months 17
  Prompt Repayment of less than 10 out of 12 months 18
  Interest rate on cash withdrawal 18
- Supplementary Card
- Criteria Details
  Minimum Age (Years) 18
- Eligibility
- Criteria Details
  Minimum Age 21
  Maximum Age 60
  Who Can Apply Anybody

Criteria	Details
Card Type	Visa
Interest Free Period (Days)	20
Shariah Compliant	Yes

Criteria	Details
Min Cash Withdrawal Fee	RM15 or 5%
Annual Fee (RM)	200
Min Late Payment	RM10 or 1% of outstanding amount, up to a maximum of RM100

Applicability	Points	Per Ringgit	Validity (Years)
On movie tickets	10	1	3
On overseas spending	4	1	3
On online purchases	3	1	3
On health and Takaful spending	2	1	3
On retail shopping	2	1	3
On other spending	1	1	3

Criteria	Interest Rate (%)
Prompt Repayment every month	15
Prompt Repayment 10 out of 12 months	17
Prompt Repayment of less than 10 out of 12 months	18
Interest rate on cash withdrawal	18

Months	Upfront Interest (%)	Minimum Amount (RM)	Max Amount (RM)
6	-	500	-
12	-	500	-
24	-	500	-
36	-	500	-

Months	Interest (%)	Minimum Amount (RM)
6	4.88	1000
12	4.88	1000
18	4.88	1000
24	4.88	1000
36	4.88	1000

Criteria	Details
Minimum Age	21
Maximum Age	60
Who Can Apply	Anybody