• RM
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    • Annual FeeFree*
    • Cashbackup to 10%
    • Balance TransferFrom 4.88% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM2,000/month
      • Overview

      • Get up to 10% cashback when you spend on petrol, dining, utility, grocery and online or dining & grocery delivery - a credit card that meets your daily needs.

      • Cashback

      • Earn 10% cashback on online dining and grocery delivery categories and 5% cashback for petrol, dining, utilities and grocery categories when spending RM2,500 and above. Cashback is capped at RM10 per category per month.

      • Petrol

      • Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.

      • Balance Transfer

      • Enjoy low-interest rates for tenures of up to 36 months with the RHB Smart Move Balance Transfer plan.

      • Flexible Payments

      • Turn your wish list item into reality with a flexible payment plan of up to 36 months from an RHB credit card at 0% interest.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Annual Fee (RM)70
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-500-
        240-500-
        360-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        604.881000
        1204.881000
        1804.881000
        2404.881000
        3604.881000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Online/Dining/Grocery Delivery1999100.2-
        Online/Dining/Grocery Delivery10001999101-
        Online/Dining/Grocery Delivery20002499102-
        Online/Dining/Grocery Delivery2500-1010-
        Other Spend1--0.2-
        Petrol, Dining, Utility and Grocery1999100.2-
        Petrol, Dining, Utility and Grocery10001999101-
        Petrol, Dining, Utility and Grocery20002499102-
        Petrol, Dining, Utility and Grocery2500-105-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Maximum Age60
        Who Can ApplyAnybody