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    Public Islamic Bank Platinum Visa Credit Card-i

    Public Islamic Bank Platinum Visa Credit Card-i

    Earn a 4% cash rebate on online and overseas transactions, an annual fee waiver, complimentary access to selected Plaza Premium Lounge in Malaysia and a 0% Flexipay Plan.

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    Public Islamic Bank Platinum Visa Credit Card-i
    • Min. IncomeRM3,333/month
    • Annual FeeFree*
    • Cashbackup to 4%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview
      • Earn a 4% cash rebate on online and overseas transactions, an annual fee waiver, complimentary access to selected Plaza Premium Lounge in Malaysia and a 0% Flexipay Plan.

      • Cashback
      • 4% cashback is yours for every Ringgit spent on online purchases and overseas transactions, capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts).

      • Travel
      • Enjoy 2x complimentary access to selected Plaza Premium Lounges in Malaysia. Guest(s) of eligible cardmember may also enjoy a 25% discount on the walk-in rate at participating lounges.

      • Balance Transfer
      • Consolidate your other credit cards' outstanding balances to a Public Bank credit card and enjoy lower interest rates over flexible tenures.

      • Flexible Payments
      • Convert your purchases of at least RM1,500 into a special 6-month Flexipay Plan and enjoy a 0% management fee. Otherwise, you can choose other choices of repayment tenures below.

      • Additional Premium
      • Enjoy a 50% discount on Will and Wasiat's Writing service fees. Not to mention, every month, 0.1% of your total dining spending will automatically be donated to the Yayasan Waqaf, capped at RM100 per monthly statement cycle.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Shariah CompliantYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)333
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        601.51000-
        9021000-
        1202.51000-
        24052000-
        3606.53000-
        48095000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6101000
        122.501000
        244.501000
        366.501000
        489.501000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Online and overseas transactions1-304-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM150
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody
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