Public Islamic Bank Platinum Visa Credit Card-i
Earn a 4% cash rebate on online and overseas transactions, an annual fee waiver, complimentary access to selected Plaza Premium Lounge in Malaysia and a 0% Flexipay Plan.
- Min. IncomeRM3,333/month
- Annual FeeFree*
- Cashbackup to 4%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Overview
Earn a 4% cash rebate on online and overseas transactions, an annual fee waiver, complimentary access to selected Plaza Premium Lounge in Malaysia and a 0% Flexipay Plan.
- Cashback
4% cashback is yours for every Ringgit spent on online purchases and overseas transactions, capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts).
- Travel
Enjoy 2x complimentary access to selected Plaza Premium Lounges in Malaysia. Guest(s) of eligible cardmember may also enjoy a 25% discount on the walk-in rate at participating lounges.
- Balance Transfer
Consolidate your other credit cards' outstanding balances to a Public Bank credit card and enjoy lower interest rates over flexible tenures.
- Flexible Payments
Convert your purchases of at least RM1,500 into a special 6-month Flexipay Plan and enjoy a 0% management fee. Otherwise, you can choose other choices of repayment tenures below.
- Additional Premium
Enjoy a 50% discount on Will and Wasiat's Writing service fees. Not to mention, every month, 0.1% of your total dining spending will automatically be donated to the Yayasan Waqaf, capped at RM100 per monthly statement cycle.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 333 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 1.5 1000 - 9 0 2 1000 - 12 0 2.5 1000 - 24 0 5 2000 - 36 0 6.5 3000 - 48 0 9 5000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1 0 1000 12 2.5 0 1000 24 4.5 0 1000 36 6.5 0 1000 48 9.5 0 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Online and overseas transactions 1 - 30 4 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM150 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody