• RM
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    • Annual FeeFree*
    • Cashbackup to 3%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM6,666.67/month
      • Overview

      • Enjoy significant perks: 3% cashback, 1 VIP Point, free 2x access to selected airport lounges in Malaysia, free travel insurance and more with every swipe of Visa Signature.

      • Cashback

      • Enjoy 3% cash rebate whenever you spend minimum RM100 per transaction on Groceries, Dining, and Online spending. Your cash rebate will be capped at RM30 per monthly statement cycle.

      • Rewards (VIP Points)

      • Earn 1 VIP Point for every Ringgit spent on qualified retail transactions. VIP Points will expire in 3 years and the accumulated VIP Points are redeemable for air miles, vouchers, and other goods and services from Public Bank Preferred Redemption Rewards Catalogue.

      • Travel

      • Enjoy 2x complimentary access to selected Plaza Premium Lounges in Malaysia. Plus, travel insurance worth up to RM500,000 is complimentary when you charge all your travel arrangements to your Public Bank Visa Signature credit card.

      • Balance Transfer

      • Take advantage of savings and flexibility when you transfer your outstanding credit card debts to a Public Bank credit card to benefit from a low one-time upfront interest.

      • Flexible Payments

      • Enjoy low and competitive interest rates with flexible repayment terms of your choice with Public Bank credit card instalment plans, subject to participating merchants.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)388
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        601.51000-
        9021000-
        1202.51000-
        24052000-
        3606.53000-
        48095000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6101000
        122.501000
        244.501000
        366.501000
        489.501000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Groceries, Dining and Online Purchases100-303-
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all retail spends (excluding Dining, Groceries, Online Purchases, Casino, Cash Advance, Balance Transfer, UTAR, TARC, Government and Charity Transactions, and payments via PBe online banking & ATM)113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation1,000
        Travel Insurance Coverage500,000
        Delayed Luggage Compensation400
        Delayed Flight Compensation400
        Personal Accident Coverage-
        Missed Flight Connection Compensation400
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM200
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody