MoneyX | Credit Card / Petronas Maybank Visa Gold

Annual FeeFree
Balance TransferFrom 0% p.a.
Easy Payment PlanFrom 0% p.a.
Interest Rate15% p.a.
Interest-free20 days
Min. IncomeRM2,500/month

- Overview
- Get up to 8x TreatsPoints when you spend at Petronas stations nationwide. Even better, collect 8x TreatsPoints for grocery purchases too!
- Rewards (Maybank TreatsPoints)
- Get 5x TreatsPoints at PETRONAS on weekdays and 8x TreatsPoints for petrol and grocery spending on weekends. Use your reward points to get your hands on the latest iPhone, or an elegant wristwatch, or even use your points to waive your yearly annual fee.
- Petrol
- Free petrol at Petronas service stations with TreatsPoints when you redeem with PETRONAS GiftCard. You're spending tons of money on petrol driving to and from work every day, lightened your load now.
- Travel
- Travel big under budget. Enjoy discounted rates and earn TreatsPoints to redeem free air travel vouchers with Malaysia Airlines, Singapore Airlines, or any airline of your choice. Check London or Paris off your bucket list for cheap!
- Balance Transfer
- Balance transfer plans with interest rates as low as 0% and payment terms of up to 36 months. Imagine paying RM1,000 on interest charges on your overdue credit card bills - not a very ideal situation if you're planning to save on a big ticket purchase or overseas holiday.
- Flexible Payments
- Enjoy interest-free shopping with Maybank EzyPay offering payment terms of up to 36 months at participating merchants. For all other purchases, you can opt for Maybank EzyPay Plus for low rates instalments of up to 24 months.
- Features
- Criteria Details
  Card Type Visa
  Interest Free Period (Days) 20
- Fee
- Criteria Details
  Min Cash Withdrawal Fee RM18 or 5%
  Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
- Criteria Details
  Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
- Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM)
  3 0 - 50 -
  6 0 - 50 -
  12 0 - 50 -
  18 0 - 50 -
  24 0 - 50 -
  36 0 - 50 -
- Balance Transfer
- Months Upfront Interest (%) Interest (%) Minimum Amount (RM)
  6 1.88 0 1000
  9 0 9 1000
  12 3 0 1000
  24 0 4.5 1000
  36 0 4.95 2000
- Rewards Points Tiers
- Applicability Points Per Ringgit Validity (Years)
  On weekends at PETRONAS 8 1 3
  On weekdays at PETRONAS 5 1 3
  On groceries every weekend 8 1 3
  On education, insurance, utilites, and 0% EzyPay 1 1 3
- Annual Percentage Rate
- Criteria Interest Rate (%)
  Prompt Repayment every month 15
  Prompt Repayment 10 out of 12 months 17
  Prompt Repayment of less than 10 out of 12 months 18
  Interest rate on cash withdrawal 18
- Supplementary Card
- Criteria Details
  Minimum Age (Years) 18
- Eligibility
- Criteria Details
  Minimum Age 21
  Maximum Age 65
  Who Can Apply Malaysians and Expatriates

Criteria	Details
Min Cash Withdrawal Fee	RM18 or 5%
Min Late Payment	RM10 or 1% of outstanding amount, up to a maximum of RM100

Applicability	Points	Per Ringgit	Validity (Years)
On weekends at PETRONAS	8	1	3
On weekdays at PETRONAS	5	1	3
On groceries every weekend	8	1	3
On education, insurance, utilites, and 0% EzyPay	1	1	3

Criteria	Interest Rate (%)
Prompt Repayment every month	15
Prompt Repayment 10 out of 12 months	17
Prompt Repayment of less than 10 out of 12 months	18
Interest rate on cash withdrawal	18

Criteria	Details
Minimum Age	21
Maximum Age	65
Who Can Apply	Malaysians and Expatriates

Months	Upfront Interest (%)	Minimum Amount (RM)	Max Amount (RM)
3	-	50	-
6	-	50	-
12	-	50	-
18	-	50	-
24	-	50	-
36	-	50	-

Months	Upfront Interest (%)	Interest (%)	Minimum Amount (RM)
6	1.88	0	1000
9	0	9	1000
12	3	0	1000
24	0	4.5	1000
36	0	4.95	2000