OCBC MasterCard Pink
Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.
- Min. IncomeRM6,000/month
- Annual FeeFree
- Cashbackup to 1%
- Balance TransferFrom 2.88% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Overview
Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.
- Cashback
No matter if you're making payments locally or abroad, you will receive an uncapped 1% cash rebate on your online transaction and overseas spending as well as a 0.1% cash rebate on all other retail spending. The cash will be credited into your card account every month.
- Balance Transfer
For as low as 2.88% p.a., you can transfer your credit card debt from other banks' credit cards to your brand-new OCBC card. Your outstanding balance needs to be at least RM1,000.
- Flexible Payments
OCBC Easy Instalment Plan - Convert your big purchases into smaller easy instalments over 5, 10, or 20 months. Call OCBC within 15 days of purchase to enjoy interest-free monthly instalments.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 5 0 4 1000 - 10 0 6 1000 - 20 0 7 1000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 2.88 1000 12 0 4.88 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) All online and overseas spending 0 - - 1 - All other retail spending 0 - - 0.1 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody