- Annual FeeFree
- Cashbackup to 8%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM5,000/month
- Overview
Collect rewarding cashback on every spending made at Petronas - fuel or non-fuel transactions included. Enjoy the platinum benefit without any annual fees, ever!
- Cashback
8% cashback is awaiting you - head to PETRONAS station every Saturday and Sunday to enjoy a maximum of RM50 cash rebate every month! Otherwise, collect 1% cashback on spending made at Petronas every Monday until Friday.
- Rewards (Maybank TreatsPoints)
Use your Maybank Islamic Petronas Ikhwan Visa Platinum as a replacement for cash; with every Ringgit spend you earn 1 TreatsPoint. TreatsPoints are also up for grabs when spending at PETRONAS or any other petrol stations, with the exemption of government-related transactions.
- Petrol
You may get to enjoy free petrol with TreatsPoints. Simply collect as much as you can and use them to redeem Petronas petrol vouchers.
- Shariah Benefits
Cardcare Takaful Plan - giving you and your family peace of mind, with up to RM100000 coverage for your debts in case of any unfortunate events.
- Balance Transfer
Need to settle some credit card debt, look no further than the Maybank Islamic Balance Transfer, it offers low-interest rates and longer payment terms of up to 36 months.
- Flexible Payments
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay PLUS for instalments of up to 24 months at 9% p.a. No penalty fee for early payment.
- Additional Premium
No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions are attached.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM18 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Weekday spending made at Petronas 0 - 50 1 - Weekend spending made at Petronas 0 - 50 8 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On retail, education, insurance, utilities and 0% EzyPay, except government bodies 1 1 3
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates