• RM
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    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM8,333/month
      • Overview
      • 2x TreatsPoints locally and 5x TreatsPoints overseas for every Ringgit spent and when accumulated enough can be converted to air miles. Plus, enjoy exclusive dining and lifestyle privileges specially curated for the affluent.

      • Rewards (Maybank TreatsPoints)
      • Get 10,000 TreatsPoints as a bonus upon your card's first spending, applicable to the Principal cardholder only. Enjoy 2x TreatsPoints when you spend locally and 5x TreatsPoints when you spend overseas using your Maybank 2 Cards Premier Reserve American Express Card per ringgit. You can redeem 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles with 7,000 TreatsPoints.

      • Travel
      • Convert loyalty points to air miles at a conversion rate of 7,000 TreatsPoints = 1,000 (Enrich Miles, KrisFlyer Miles and Asia Miles). Plus, get full travel insurance coverage of up to RM1 million which includes coverage for travel inconveniences such as baggage loss/delay and others, simply by charging the full fare of your flight ticket with this card (T&C apply).

      • Balance Transfer
      • Need to move your existing credit card balance to a low-interest card? The Maybank Balance Transfer Program offers low-interest rates and payment terms of up to 36 months with a minimum transfer amount starting from RM1,000.

      • Flexible Payments
      • Maybank EzyPay offers payment terms up to 36 months at 0% interest on purchases for your big-ticket items from participating outlets. For all other purchases, you can opt for Maybank EzyPay Plus for instalments of up to 24 months at low-interest rates.

      • Additional Premium
      • Enjoy a full suite of discounts and privileges on hotels and golf clubs worldwide for a more pleasurable experience overseas. Valid until 31 December 2024, you get to enjoy up to a 50% discount on dining and F&B at participating restaurants in Shangri-La Kuala Lumpur, including a 40% discount on dining (excluding alcoholic drinks) at participating Marriott Bonvoy Hotels & Resorts in Malaysia. To top it off, if you're a golfer, you're going to love getting complimentary green fees at selected golf clubs around the world with this card and even better, your guest can also get a 10% discount on the green fees too. T&C apply for all!

      • Features
      • CriteriaDetails
        Card TypeAmex
        Interest Free Period (Days)20
        Air MilesYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM18 or 5%
        Annual Fee (RM)800
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM25 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        30-50-
        60-50-
        120-50-
        180-50-
        240-50-
        360-50-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        61.8801000
        9091000
        12301000
        2404.51000
        3604.952000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On overseas transactions513
        On local spends213
        On utilities, education, insurance and EzyPay113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation5,000
        Travel Insurance Coverage1,000,000
        Delayed Luggage Compensation1,600
        Delayed Flight Compensation1,600
        Personal Accident Coverage-
        Missed Flight Connection Compensation1,600
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Maximum Age65
        Who Can ApplyMalaysians and Expatriates