- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM8,333/month
- Overview
2x TreatsPoints locally and 5x TreatsPoints overseas for every Ringgit spent and when accumulated enough can be converted to air miles. Plus, enjoy exclusive dining and lifestyle privileges specially curated for the affluent.
- Rewards (Maybank TreatsPoints)
Get 10,000 TreatsPoints as a bonus upon your card's first spending, applicable to the Principal cardholder only. Enjoy 2x TreatsPoints when you spend locally and 5x TreatsPoints when you spend overseas using your Maybank 2 Cards Premier Reserve American Express Card per ringgit. You can redeem 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles with 7,000 TreatsPoints.
- Travel
Convert loyalty points to air miles at a conversion rate of 7,000 TreatsPoints = 1,000 (Enrich Miles, KrisFlyer Miles and Asia Miles). Plus, get full travel insurance coverage of up to RM1 million which includes coverage for travel inconveniences such as baggage loss/delay and others, simply by charging the full fare of your flight ticket with this card (T&C apply).
- Balance Transfer
Need to move your existing credit card balance to a low-interest card? The Maybank Balance Transfer Program offers low-interest rates and payment terms of up to 36 months with a minimum transfer amount starting from RM1,000.
- Flexible Payments
Maybank EzyPay offers payment terms up to 36 months at 0% interest on purchases for your big-ticket items from participating outlets. For all other purchases, you can opt for Maybank EzyPay Plus for instalments of up to 24 months at low-interest rates.
- Additional Premium
Enjoy a full suite of discounts and privileges on hotels and golf clubs worldwide for a more pleasurable experience overseas. Valid until 31 December 2024, you get to enjoy up to a 50% discount on dining and F&B at participating restaurants in Shangri-La Kuala Lumpur, including a 40% discount on dining (excluding alcoholic drinks) at participating Marriott Bonvoy Hotels & Resorts in Malaysia. To top it off, if you're a golfer, you're going to love getting complimentary green fees at selected golf clubs around the world with this card and even better, your guest can also get a 10% discount on the green fees too. T&C apply for all!
- Features
Criteria Details Card Type Amex Interest Free Period (Days) 20 Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM18 or 5% Annual Fee (RM) 800 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On overseas transactions 5 1 3 On local spends 2 1 3 On utilities, education, insurance and EzyPay 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 5,000 Travel Insurance Coverage 1,000,000 Delayed Luggage Compensation 1,600 Delayed Flight Compensation 1,600 Personal Accident Coverage - Missed Flight Connection Compensation 1,600
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates