- Annual FeeRM300
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM5,000/month
- Overview
Enjoy instant reward redemptions with TravelOne Credit Card! Get up to 8x reward points, complimentary travel insurance and annual passes to selected airport lounges.
- Rewards (HSBC Reward Points)
Enjoy 8x reward points on all spending using foreign currencies, and 5x reward points on local travelling expenses, including dining spend. Collect as many reward points as you can and redeem them with various redemption partners.
- Travel
Get 6x complimentary annual passes to participating Plaza Premium lounges in KLIA, Singapore Changi Airport and Hong Kong International Airport. Moreover, complimentary travel insurance of up to USD 250,000, inclusive of travel medical and inconveniences, given that you charge the full fare of your flight ticket(s) using this TravelOne credit card.
- Balance Transfer
Handle your credit debt with the HSBC Balance Transfer Instalment programme over longer repayment tenures and lower interest rates.
- Flexible Payments
Get any of your dream items instantly with a 0% p.a. instalment for up to 36 months at over 500 participating merchants.
- Additional Premium
Valid for the booking period from now until 31 December 2024, enjoy a 10% Agoda discount on worldwide hotel booking with your TravelOne Credit Card. The stay period validity is from now until 31 December 2024. Plus, get curated deals and the chance to sign up for ID Theft Protection™ exclusively by Mastercard, including complimentary E-Commerce Purchase Protection of up to USD1,000 when you shop online. HSBC will also contribute 1% on every charitable donation you make to their supported charities. All are subject to terms and conditions.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Airport Lounge Access Yes Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM15 or 5% Annual Fee (RM) 300 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 - 500 - 12 0 - 1000 - 18 0 - 1500 - 24 0 - 2000 - 36 0 - 2000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 3 0 0 1000 6 1.88 0 1000 12 3.88 0 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all foreign currency spend 8 1 3 On local travel spend (hotels, airlines and travel agencies) 5 1 3 On local dining spend 5 1 3 On all other eligible spend 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage - Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM150 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody