- Annual FeeRM 300 (Principal); RM150 (Supplementary)
- Balance TransferOne-time fee & monthly interest plans*
- Easy Payment Plan0% interest rate*
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM5,000/month
- Overview
Enjoy 10 free movie tickets upon card approval (only for New to Card customers); Enjoy up to 30% off on F&B and RM6 off movie tickets (upon purchased on GSC app/web except Wednesday); Earn up to 3x GSC Reward Points on GSC Spend, Overseas Spend & Online Spend, 1x on Others.
- Rewards (GSC Reward Points)
Spend overseas, online and at GSC to earn 3x reward points. Other retail spends get you a 1x reward point. An extra 1x reward point will be rewarded when you spend RM1,000 and above for the Other Retail Spend category.
- Balance Transfer
One time fee plans and monthly interest plans* *https://www.hlb.com.my/en/personal-banking/credit-cards/credit-card-services/consumer-services/balance-transfer.html
- Flexible Payments
Convert your purchases as min RM500 into an affordable payment plan* *https://www.hlb.com.my/en/personal-banking/credit-cards/credit-card-services/consumer-services/flexi-payment-plan.html
- Additional Premium
Enjoy 10 free movie tickets upon card approval (only for New to Card customers); Enjoy up to 30% off on F&B and RM 6 off movie tickets (upon purchased on GSC app/web except Wednesday); Earn up to 3x GSC Reward Points on GSC Spend, Overseas Spend & Online Spend, 1x on Others.
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Anybody
- Features
Criteria Details Card Type Visa Platinum Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 300 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) GSC Spend 3 1 - Overseas Spend 3 1 - Online Spend 3 1 - Other Retail Spend 1 1 -
- Supplementary Card
Criteria Details Annual Fee RM150 Minimum Age (Years) 18