• RM
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    • Annual FeeFree
    • Balance TransferFrom 5.99% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM2,000/month
      • Overview

      • Pay for your purchases with Bonus Points, or with interest-free instalment plans for up to 36 months. Discover amazing shopping and dining privileges!

      • Rewards (CIMB Bonus Points)

      • Enjoy great rewards whenever you spend with your CIMB Platinum Credit Card. Get 1x Bonus Point for every Ringgit you swipe and redeem gifts from the rewards catalogue.

      • Travel

      • Charge your full airline fare(s) to your CIMB Platinum Credit Card and get automatically covered with Travel Insurance for up to RM1 Million, in addition to travel inconvenience benefits for RM1,000 per one occurrence. Terms and conditions apply.

      • Balance Transfer

      • Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.

      • Flexible Payments

      • Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        120-50-
        240-50-
        360-50-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        605.991000
        1207.991000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all retail spends113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation1,000
        Travel Insurance Coverage1,000,000
        Delayed Luggage Compensation1,000
        Delayed Flight Compensation1,000
        Personal Accident Coverage-
        Missed Flight Connection Compensation1,000
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody