- Annual FeeFree
- Cashbackup to 5%
- Balance TransferFrom 5.99% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utility bills payment.
- Cashback
Get up to 5% cash rebates on Cinema, Groceries, Petrol, Mobile and Utility Bills Payment every month. Get a 0.2% unlimited cash rebate on everything else.
- Petrol
Up to 5% cash rebates on fuel spending at all petrol stations nationwide, capped at RM30 per month.
- Travel
Get protected with up to RM1 million in travel insurance coverage when you charge the full fare of your airline ticket to your card. Terms and conditions apply.
- Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.
- Flexible Payments
Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM15 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 12 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 5.99 1000 12 0 7.99 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction 0 2999 30 2 - Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction 3000 - 30 5 - Other Retail or Online Spend 0 - - 0.2 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 1,000 Travel Insurance Coverage 1,000,000 Delayed Luggage Compensation 1,000 Delayed Flight Compensation 1,000 Personal Accident Coverage - Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Anybody