Bank Rakyat Platinum Credit Card-i
Earn Rakyat Rewards every time you spend then convert them to cash whenever you are strapped. Plus enjoy free Family Takaful coverage and an annual fee waiver!
- Annual FeeFree*
- Balance TransferFrom 3% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate13.5% p.a.
- Interest-free20 days
- Min. IncomeRM5,000/month
- Overview
Earn Rakyat Rewards every time you spend then convert them to cash whenever you are strapped. Plus enjoy free Family Takaful coverage and an annual fee waiver!
- Rewards
Get rewarded with 1 Rakyat Reward Point for every RM10 spent with your credit card. Earn your points that have no expiry date and convert them to cash at the rate of RM0.10 per 10 points!
- Travel
No markup rate on overseas transactions!
- Balance Transfer
Transfer all your other credit cards' outstanding balances to this Platinum card and enjoy lower interest rates on your repayments.
- Flexible Payments
Stretch the payment of big-ticket item(s) to more affordable instalments over longer repayment tenure. Enjoy 0% interest with either two EPPs from Bank Rakyat.
- Additional Premium
Enjoy free Takaful family insurance that takes care of your credit card outstanding balances in the event of permanent disability or death. In case of death, RM1000 compassionate cash allowance will also be given to your immediate family member! Plus, you can also pay for your Zakat feasibly with this card.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM21.2 or 3% Annual Fee (RM) 388 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 24 0 - 1000 - 36 0 - 1000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 3 0 3 1000 12 0 13.5 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all local and overseas retail expenses 1 10 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 13.5 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM150 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Anybody