BSN Classic MasterCard Credit Card-i
Safety first! Get a complimentary BSN Zing PLUSMiles Card, great savings with low management fees, and annual fee waivers with the BSN Classic MasterCard Credit Card-i.
- Annual FeeFree
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate13.5% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Safety first! Get a complimentary BSN Zing PLUSMiles Card, great savings with low management fees, and annual fee waivers with the BSN Classic MasterCard Credit Card-i.
- Rewards (BSN Happy Rewards Programme)
Earn 1x Happy Reward Points when you spend on local retail and double the points with overseas retail transactions. Collect and redeem some awesome gifts with your points!
- Shariah Benefits
This is a Shariah-compliant credit card that is based on the concept of Ujrah.
- Balance Transfer
Transfer your outstanding credit card balances from other banks with BSN Balance Transfer Programme and enjoy low-interest rates!
- Flexible Payments
Shop at BSN participating merchants and enjoy 0% interest on your monthly instalments with EasyPay Plan. For items bought from non-participating merchants, you can opt for the Instalment-Pay plan and pay an upfront fee of 3-5%.
- Low APR Benefits
Lower credit card interest rates range from 13.5% to 17.5% p.a. for private sector employees. And if you're a government employee, you can enjoy rates as low as 11%!
- Additional Premium
Get a free BSN Zing PLUSMiles Card to enjoy a 5% toll rebate and up to 30% discount at participating PLUSMiles outlets and collect PLUSMiles Point.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM12.75 or 2.69% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM75
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 - 500 - 36 0 - 500 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.99 0 500 12 0 3.99 500 24 0 3.99 1000 36 0 3.99 2000 48 0 4.99 3000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) Local retail spending 1 1 3 Overseas retail spending 2 1 3
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 13.5 Prompt Repayment 10 out of 12 months 16 Prompt Repayment of less than 10 out of 12 months 17.5 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Malaysians Only