- Annual FeeFree
- Cashbackup to 8%
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Online shopping gets even better with this AmBank cashback credit card. Get up to 8% cash rebates on online, grocery and pharmacy spending!
- Cashback
8% cash rebates on Groceries, Pharmacy and Online transactions with a qualified monthly spend of RM1,500 capped at RM15 per category. Plus, get an unlimited 10% Interest Rebate on the finance charges when you meet the minimum retail spend of RM500.
- Rewards
Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
- Travel
Get yourself and your loved ones covered with up to RM500,000 travel insurance annually when you charged your full fare of plane tickets to AmBank Cash Rebate Visa Platinum. Terms apply!
- Flexible Payments
Choose from two choices of easy payment plans from AmBank to better manage your cash flow.
- Additional Premium
You can now add any of your AmBank credit cards to Apple Pay.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM50 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 3 - 500 - 12 4 - 2000 - 18 5 - 4000 - 24 6 - 5000 -
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Groceries, Pharmacy, Online Transactions 500 1499 5 1 - Groceries, Pharmacy, Online Transactions 1500 - 15 8 - Other Retail Spends (exclude Petrol, Government and Charity) 1 - - 0.1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 1,300 Travel Insurance Coverage 500,000 Delayed Luggage Compensation 600 Delayed Flight Compensation 600 Personal Accident Coverage - Missed Flight Connection Compensation 600
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody