AFFIN DUO Visa Cash Back
Earn up to 3% cashback whenever you shop online, top up your e-Wallet and make an auto-billing transaction. Enjoy 3 years annual fee waiver too!
- Annual FeeFree*
- Cashbackup to 3%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Earn up to 3% cashback whenever you shop online, top up your e-Wallet and make an auto-billing transaction. Enjoy 3 years annual fee waiver too!
- Cashback
Earn 3% cashback each time you spend on E-Commerce/Online, E-Wallet Reloads/Transactions and Auto-billing, capped monthly up to RM50 depending on your 'Previous Balance' amount stated in your credit card statement. If your 'Previous Balance' amount is RM3,000 and above, you'll get a monthly cap of RM50, but if the amount is below RM3,000, you'll get a monthly cap of RM30 instead. However, do note that the maximum cashback earned for the E-Wallet category is RM30 per month, regardless of the two 'Previous Balance' amount criteria.
- Balance Transfer
Consolidate all your outstanding balance into one manageable sum with Affin Bank Balance Transfer Instalment Plan and make full use of the low upfront interest rate charges you get.
- Flexible Payments
Affin Bank EiPlan offers you flexible payment terms from 6 months to 24 months on any retail purchase. Enjoy 0% interest rates, valid until 31 December 2023. Terms apply.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 75 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5%
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 0 500 - 6 0 0 2000 - 12 0 0 2000 - 24 0 0 2000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 2 0 1000 12 4 0 1000 18 5 0 2000 24 6 0 2000 36 7 0 3000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Auto-Billing 1 2999 30 3 - Auto-Billing 3000 - 50 3 - E-Commerce/Online Spending 1 2999 30 3 - E-Commerce/Online Spending 3000 - 50 3 - E-Wallet Reloads/Transactions 1 2999 30 3 - E-Wallet Reloads/Transactions 3000 - 30 3 -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM30 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody